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Bridging Finance Specialists

Our solicitors specialise in facilitating smooth and efficient bridging loan transactions tailored to meet your unique bridging finance needs. We appreciate that these transactions are time critical and provide a quick and seamless process from the minute we are instructed to completion.  

Whether you’re a property developer, investor or homeowner navigating a property transaction or exploring financial options, our skilled and experienced solicitors will guide you through all aspects of bridging, ensuring a smooth and secure process. Trust us to safeguard your interests and provide expert advice tailored to your situation.

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What is a bridging loan?

A bridging loan is a short-term financing solution commonly used to bridge the gap between the purchase of a new property and the sale of an existing one. It serves as a short term, temporary financial bridge, allowing individuals or businesses to secure funds quickly for property transactions.

Bridging loans are regularly used by landlords, homeowners and property investors to secure:

• Commercial acquisitions

• Residential property purchases

• To fund a property development or renovation project

• Finance an auction purchase

• Invest in Buy to Let opportunities

• Moving office/factory/warehouse

A bridging loan can make your important plans happen and become a reality.

How does a bridging loan work?

Bridging finance offers a solution where traditional finance isn’t immediately available and can assist in complex and challenging situations. The main principals of bridging finance are broken down below:

Short term finance

Bridging loans are a short-term finance solution, usually taken out for a period of 1 to 18 months. Longer terms can be agreed, depending on the borrower’s circumstances and lender’s requirements.

Secured against property

Bridging loans are often secured against property, either an existing property or the property being purchased.

Interest Only Payments

Borrowers typically make interest only payments during the loan term. The full amount is repaid at the end of the loan term.

However, some lenders offer the borrower flexibility and depending on the exit strategy, monthly interest and capital payments can be agreed or a lump sum payment of the whole amount at the end of the term.

Exit Strategy

Lenders usually require a clear ‘exit strategy’ – a plan outlining how the borrower intends to repay the loan. This is often through the sale of a property or through more traditional mortgage financing.

That said, not all lenders require a clear exit strategy for settling the loan from the outset and if this is the case you will normally be provided with a fixed term to pay back the loan, which is often a year.


Bridging loans offer flexibility in terms of repayment schedules and can be customised based on the borrowers needs and circumstances.


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Let us help:

Navigating the complexities of bridging loans requires legal expertise. With our knowledge and expertise we will act quickly and efficiently so that you successfully secure your bridging finance in a timely manner making the process as stress free as possible.

Fixed Fee

We work on a fixed fee basis which provides you with complete transparency and allows you to manage your budget leaving you confident that there will be no hidden charges further down the line.

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